Cost Savings On A Full Driving License

Last year, aged 24, I forked out around €1,220 for comprehensive insurance on my 1.9l Peugeot Partner. My license date and insurance renewal date were in days of each other, the license passing into its second year just before paying out the insurance renewal.

The first year I had the van, aged 23, I paid out over €1,700 for comprehensive insurance on a first provisional license.

When the letter from SGS (driving test) came in the door a few months back to tell me I would be sitting my test on June 26th I thought it couldn’t have come at a better time. My license would be up for renewal come August, along with the insurance – failing the test would mean moving onto a second provisional and possibily reducing the cost of the insurance. Passing the test would mean a full license and a definite reduction in insurance.

So, delighted as I am having turned 25 in May, passing the driving test in June and picking up my insurance quote from Quinn Direct in the post today to offer me insurance at €560 give or take a few pennies.

The no-claims bonus was represented a saving of around €190 so when you take charges into account (for direct debit payments), I’m still left with an additional saving of around €430 having turned 25 and earned a full license.

Now to direct that saving into something nice…

D-Day June 26: Driving Test

It wasn’t all that long ago that I applied for my driving test (could have been Easter) but yesterday I finally received notice of the date – June 26th, smack bang in the middle of Trainspotting no less.

The test too has been outsourced to SGS who will be in Kilkenny on the day.

Has anyone had any experience with testing instructors from SGS or notice anything different in tests outsourced to independent testers or instructors?

I must say though, I’m quite looking forward to it. Between work, music, theatre and the increasing frequency of drives to and from Sligo, I’m spending more and more time on the road. While I’ve enjoyed almost two years on a provisional license, turning 25 at the end of this month and having my insurance up for renewal in August places the test at the right time, financially anyway.

All I need to do now is pass the thing…